The Tax Trap Waiting for Surviving Spouses
When one spouse dies, the survivor keeps the income but loses half the deduction — and files single. The tax hit is large, and preventable. Roth Conversion Reset by Craig Wear, CFP®, shows IRA Millionaires how to solve it while rates are low. Free, delivered instantly.
Smart starts here.
You don't have to read everything — just the right thing. 1440's daily newsletter distills the day's biggest stories from 100+ sources into one quick, 5-minute read. It's the fastest way to stay sharp, sound informed, and actually understand what's happening in the world. Join 4.5 million readers who start their day the smart way.
In This Bethlehem Local News Insider Issue…
📆 BETHELEHEM AREA EVENTS
🌡️BETHELEHEM AREA WEATHER
💰🛒 NEW YORK JOINS LAWSUIT OVER NEW FEDERAL TARIFFS — WHAT COULD IT MEAN FOR CAPITAL REGION FAMILIES? ⚖️📦
⚾🦅 EAGLES ACE TAKES FLIGHT! TATE KINDLON COMMITS TO DIVISION I BRYANT UNIVERSITY! 🎉🔥
🍔🎉 SHAKE SHACK HAS ARRIVED! CAPITAL REGION'S FIRST STAND-ALONE LOCATION NOW OPEN! 🎉🍟
💰🛒 $100 BILLION IN TARIFF REFUNDS PAID TO BUSINESSES—WILL BETHLEHEM AREA SHOPPERS SEE ANY SAVINGS? 📦💵
🎉☀️ YOUR WEEKEND STARTS HERE! BIG EVENTS, LIVE MUSIC, FARMERS MARKETS & FAMILY FUN AROUND BETHLEHEM, RCS & VOORHEESVILLE! 🎶🍓🍕
🧩☕ FRIDAY MORNING MATH PUZZLER SOLVED! ☕🧩
Introducing the Bethlehem Area Live Community Calendar
Bethlehem Area Events
AUGUST 5th - Wednesday
AUGUST 6th - Thursday
TRIVIA at The Warbler Brewery, Delaware Avenue, Delmar, NY, USA - 7:00pm-9:00pm
AUGUST 7th - Friday
Late Night Movie, at Elm Ave Park Special Events Lawn - 8:00pm-10:00pm
AUGUST 8th - Saturday
SYDNEY WORTHLY LIVE at Blackbirds Tavern, Voorheesville Avenue, Voorheesville, NY, USA - 5:30PM-8:30PM
AUGUST 9th - Sunday
AUGUST 10th - Monday
More Events at: https://BethlehemAreaLive.com

NEW YORK JOINS LAWSUIT OVER NEW FEDERAL TARIFFS — WHAT COULD IT MEAN FOR CAPITAL REGION FAMILIES?

Photo Credit: The White House / Daniel Torok / Wikimedia Commons
💰🛒 NEW YORK JOINS LAWSUIT OVER NEW FEDERAL TARIFFS — WHAT COULD IT MEAN FOR CAPITAL REGION FAMILIES? ⚖️📦
A new legal battle between New York State and the Trump administration could have a direct impact on consumers, businesses, and manufacturers throughout the Capital Region—including right here in Bethlehem, Delmar, Glenmont, Selkirk, Slingerlands, Voorheesville, and RCS communities.
New York is one of 25 states challenging a new round of federal import tariffs that recently took effect on dozens of countries and the European Union. State officials argue the latest tariffs exceed the federal government's authority and are seeking to have them overturned in court.
The administration says the tariffs are intended to address concerns involving imported goods produced with forced labor while encouraging domestic manufacturing and protecting American workers. New York and the other states involved in the lawsuit contend the tariffs are unlawful and could increase costs for consumers and businesses.
🏠 Why This Matters to Bethlehem Area Residents
Whether you realize it or not, tariffs can influence the prices of many everyday products. Depending on how this case unfolds, local residents could eventually see impacts on:
🛍️ Household goods and electronics
🚗 Auto parts and vehicle repairs
🏗️ Building materials for new homes and renovations
🛠️ Equipment used by local contractors and manufacturers
🏪 Inventory costs for many small businesses and retailers
Many local businesses rely on imported products or materials, meaning changes in import costs can eventually affect pricing for customers.
⚖️ What Happens Next?
The lawsuit will now move through the federal court system, where judges will determine whether the administration acted within its legal authority under existing trade laws.
The outcome could influence future U.S. trade policy, import costs, and pricing for businesses and consumers across New York and the nation.
📰 We'll continue following this story and share any developments that may affect residents and businesses here in the Bethlehem area.
What do you think? Should tariffs be used to encourage American manufacturing, or are you more concerned about their potential impact on prices? Share your thoughts in the comments.
#BethlehemLocalNews #BethlehemNY #DelmarNY #GlenmontNY #SlingerlandsNY #SelkirkNY #VoorheesvilleNY #RCSNews #CapitalRegion #NewYork #Tariffs #SmallBusiness #Economy #ConsumerNews #LocalBusiness #CommunityNews #StayInformed 💰🛒⚖️🇺🇸
EAGLES ACE TAKES FLIGHT! TATE KINDLON COMMITS TO DIVISION I BRYANT UNIVERSITY!

Source: Tate Kindlon - Instagram
⚾🦅 EAGLES ACE TAKES FLIGHT! TATE KINDLON COMMITS TO DIVISION I BRYANT UNIVERSITY! 🎉🔥
Congratulations to Bethlehem High School standout pitcher Tate Kindlon, who has officially made a verbal commitment to continue his baseball career at NCAA Division I Bryant University! ⚾💙
Kindlon earned attention from college programs across the Northeast following an outstanding junior season, highlighted by one of the most memorable performances of the Section 2 playoffs—a no-hitter in Bethlehem's 5-0 Class AA semifinal victory over Niskayuna. 👏
The hard-throwing right-hander will head into his senior season knowing his college future is secure, allowing him to focus on helping lead the Eagles back into championship contention.
🦅 A Bright Future Ahead
Tate's commitment is the result of years of hard work, dedication, and development on the mound. Bryant University, a member of the America East Conference, recognized his talent and potential, making him one of the area's newest Division I baseball commits.
❤️ Why This Matters
Bethlehem has built one of the Capital Region's premier baseball programs in recent years, including capturing the 2024 New York State Class AA Championship. Tate's commitment is another example of the outstanding student-athletes being developed right here in our community and serves as an inspiration to younger players throughout Bethlehem Little League, Babe Ruth, and youth baseball programs.
With much of the Eagles' roster returning next spring, Bethlehem fans will have one more opportunity to watch Tate take the mound before he begins the next chapter of his baseball journey.
👏 Congratulations, Tate! Bethlehem is proud of you, and we can't wait to watch what comes next!
📸 Help us congratulate Tate by leaving your well wishes in the comments below!
📰 Source: Times Union
#BethlehemLocalNews #BethlehemNY #BethlehemEagles #EaglesBaseball #BryantUniversity #DivisionI #CollegeCommitment #Section2Baseball #HighSchoolBaseball #StudentAthlete #CapitalRegionSports #GoEagles #CommunityPride #LocalSports ⚾🦅🎉💙
SHAKE SHACK HAS ARRIVED! CAPITAL REGION'S FIRST STAND-ALONE LOCATION NOW OPEN!

Source: Senator Patricia A Fahy on Facebook
🍔🎉 SHAKE SHACK HAS ARRIVED! CAPITAL REGION'S FIRST STAND-ALONE LOCATION NOW OPEN! 🎉🍟
Burger lovers have something new to celebrate! 🍔🥤 The Capital Region's first stand-alone Shake Shack officially opened its doors today at Stuyvesant Plaza in Guilderland, adding another popular dining option just a short drive from Bethlehem.
The new restaurant celebrated its grand opening with a ribbon-cutting ceremony and is marking the occasion by donating $1 from every sandwich sold on opening day to the Regional Food Bank of Northeastern New York—giving back to the community while welcoming its first customers.
🍔 Guests can enjoy Shake Shack's well-known menu featuring:
✅ Fresh burgers
✅ Crispy crinkle-cut fries 🍟
✅ Chicken sandwiches
✅ Hot dogs 🌭
✅ Hand-spun shakes 🥤
✅ Frozen custard treats 🍦
📍 Why This Matters to Bethlehem Area Residents
For residents of Bethlehem, Delmar, Glenmont, Slingerlands, Selkirk, Voorheesville, and the RCS communities, this brings another nationally recognized restaurant even closer to home. Stuyvesant Plaza is already a favorite shopping destination for many local families, making it easy to add lunch, dinner, or dessert to your next visit.
The restaurant is open:
🕙 Sunday–Thursday: 10:00 a.m. – Midnight
🌙 Friday & Saturday: 10:00 a.m. – 1:00 a.m.
This is the company's first stand-alone restaurant in the Capital Region, joining its existing locations at the New Baltimore Thruway Service Area and Saratoga Race Course. Company officials also announced plans for another stand-alone location in the Clifton Park area in the future.
🍔 Have you tried Shake Shack before? Will you be making the trip to check out the new location? Let us know your favorite menu item in the comments!
#BethlehemLocalNews #BethlehemNY #DelmarNY #GlenmontNY #SlingerlandsNY #SelkirkNY #VoorheesvilleNY #RCSNews #CapitalRegion #GuilderlandNY #StuyvesantPlaza #ShakeShack #GrandOpening #SupportLocal #RegionalFoodBank #Foodie #LocalNews 🍔🍟🥤🎉
$100 BILLION IN TARIFF REFUNDS PAID TO BUSINESSES—WILL BETHLEHEM AREA SHOPPERS SEE ANY SAVINGS?

💰🛒 $100 BILLION IN TARIFF REFUNDS PAID TO BUSINESSES—WILL BETHLEHEM AREA SHOPPERS SEE ANY SAVINGS? 📦💵
A major financial milestone has been reached as the federal government has returned more than $100 billion in tariff refunds to U.S. businesses after the U.S. Supreme Court struck down a series of import tariffs.
In total, about $166 billion is expected to be refunded to thousands of companies that previously paid those tariffs.
🏡 Why This Matters to Bethlehem Area Residents
If you live in Bethlehem, Delmar, Glenmont, Selkirk, Slingerlands, Voorheesville, New Scotland, or the RCS community, you've likely noticed higher prices over the past year on everything from groceries and electronics to home improvement supplies and everyday household items.
While consumers are not receiving refund checks directly, the businesses receiving these payments now face an important decision: What should they do with the money?
Several well-known companies have already shared their plans:
🛒 Amazon says some customers who paid higher prices because of tariffs may receive automatic refunds in certain situations.
🏪 Walmart has indicated it intends to use its refund to help keep prices competitive for shoppers.
🛍️ Costco has also said it plans to use the funds to help offset costs and remain competitive.
🍎 Apple says it will reinvest its refund into U.S. manufacturing and innovation.
🥤 Pepsi says the refund will help offset higher operating and fuel costs.
💼 A Different Story for Small Businesses
While large corporations are receiving significant refunds, many smaller businesses say the money helps—but doesn't erase the financial challenges they faced.
Some owners report they had to reduce staffing, postpone expansion plans, or dip into personal savings while absorbing higher costs over the past year.
💵 Will Prices Actually Come Down?
That's the big question.
Although several retailers have suggested customers could benefit through lower prices or future savings, there is no guarantee that refunds will translate into immediate price reductions. Retail prices are also influenced by:
⛽ Fuel prices
🚚 Shipping costs
📈 Inflation
🌎 Global supply chains
📦 Inventory costs
For Bethlehem-area families trying to stretch every dollar, this is a story worth watching as businesses decide how to use these refunds.
💬 If a company receives millions—or even billions—in tariff refunds, what do you think it should do with the money?
👍 Lower prices for customers
❤️ Invest in employees
🔄 Expand and grow the business
💬 Tell us your thoughts in the comments!
📰 Source: ABC News
#BethlehemLocalNews #BethlehemNY #DelmarNY #GlenmontNY #SlingerlandsNY #SelkirkNY #VoorheesvilleNY #NewScotlandNY #RCSCommunity #Tariffs #Economy #CostOfLiving #ConsumerNews #SmallBusiness #Shopping #CapitalRegion #CommunityNews 💰🛒📦
🎉☀️ YOUR WEEKEND STARTS HERE! BIG EVENTS, LIVE MUSIC, FARMERS MARKETS & FAMILY FUN AROUND BETHLEHEM, RCS & VOORHEESVILLE! 🎶🍓🍕

🎉☀️ YOUR WEEKEND STARTS HERE! BIG EVENTS, LIVE MUSIC, FARMERS MARKETS & FAMILY FUN AROUND BETHLEHEM, RCS & VOORHEESVILLE! 🎶🍓🍕
Looking for something to do this first full weekend of August? We've got you covered! 🙌
From live music 🎸 and outdoor movies 🎬 to the Delmar Farmers Market 🥕, a free rabies clinic 🐶, and great local dining 🍕, there's something happening for everyone across Bethlehem, Ravena-Coeymans-Selkirk (RCS), and Voorheesville!
Here's what's happening this weekend from the BethlehemAreaLive.com Community Calendar:
🎸 FRIDAY, AUGUST 7
🍕 6:00 PM – 9:00 PM
🎶 The Earlybirds LIVE
📍 Anthony's by Romo's Pizza – Voorheesville
🎬 8:00 PM – 10:00 PM
🌙 Late Night Movie Under the Stars
📍 Elm Avenue Park Special Events Lawn – Delmar
Bring your lawn chairs and blankets for a fun evening outdoors!
🌞 SATURDAY, AUGUST 8
🥕 9:00 AM – 1:00 PM
🛍️ Saturday Delmar Farmers Market
📍 Bethlehem Middle School
Fresh produce, baked goods, local vendors, artisan products, and more!
🐶 10:00 AM – 1:00 PM
💉 FREE & Low-Cost Rabies Clinic
📍 Coeymans Landing Park – Ravena
Protect your pets and take advantage of this important community service.
🎤 5:30 PM – 8:30 PM
🎶 Sydney Worthly LIVE
📍 Blackbirds Tavern – Voorheesville
🍺 6:00 PM – 9:00 PM
🎸 Kevin Hotaling LIVE
📍 Rail To River Brewing – Ravena
🍕 6:00 PM – 9:00 PM
🎶 The Crossway LIVE
📍 Anthony's by Romo's Pizza – Voorheesville
❤️ Why This Matters
One of the best things about living in the Bethlehem, RCS, and Voorheesville communities is that there's always something happening close to home. Supporting these local events helps strengthen our community, supports local businesses, and creates lasting memories with family and friends.
📅 Want even more local events?
Visit BethlehemAreaLive.com for the area's most complete Community Events Calendar featuring new events added throughout the week!
💬 Which event are you planning to attend this weekend? Let us know in the comments!
#BethlehemLocalNews #BethlehemAreaLive #BethlehemNY #DelmarNY #VoorheesvilleNY #RCSCommunity #RavenaNY #CoeymansNY #WeekendEvents #CapitalRegion #LiveMusic #FarmersMarket #FamilyFun #SupportLocal #CommunityEvents #ThingsToDo #ShopLocal #EatLocal #ExploreLocal 🎉🌞🎶🍓🍕🎬🐶
THIS IS A TEST…
This is a test… Every So Often our staff come across articles that we think are worth Sharing with our Readers. Whether it is 1. Major Decisions that are happening Elsewhere’s that is contrarian to the current direction of our Country and 2. An opinion on a pathway to end our War with Iran from the other side of the world (Hong Kong) before it becomes another Forever war For the US.
If you wish to read more, click on the Images Below to take you to the articles. Neither of these articles represents the opinion of the Editor or our Editorial Staff. But they are a quick read from beyond our regular news stories…
Please Share your opinion with us at: [email protected]. as to whether you would like to have the option of reading this type of news or prefer not to see it at all.
FRIDAY MORNING
MATH PUZZLER SOLVED!

🧠🔢 Friday Morning Math Puzzler Solution! 🎉
The expression is:
63 ÷ 7 × 5 − 4!
Step 1: Calculate the factorial first
The ! symbol means factorial.
4! = 4 × 3 × 2 × 1 = 24
Now the problem becomes:
63 ÷ 7 × 5 − 24
Step 2: Follow the Order of Operations (PEMDAS/BODMAS)
After parentheses and exponents/factorials, perform division and multiplication from left to right.
63 ÷ 7 = 9
9 × 5 = 45
Now you have:
45 − 24
Step 3: Subtract
45 − 24 = 21
✅ Final Answer: 21 🎉
📚 Teaching Tip
Many people make the mistake of multiplying 7 × 5 first, but that's not how the order of operations works.
Remember:
✅ Factorials first
✅ Division and multiplication have equal priority, so solve them left to right
✅ Finish with addition or subtraction
63 ÷ 7 × 5 − 4!
➡️ 63 ÷ 7 = 9
➡️ 9 × 5 = 45
➡️ 4! = 24
➡️ 45 − 24 = 21
🎯 Answer: 21











